mondey™ budget tool

Pay your stuff, pay your future self, and spend money for your life now without guilt.

Founders Price $29 Buy for $29 mondey™ method
A budget for people who don’t like budgeting — and for those who do.
Clarity without obsession. Structure without restriction.
Created by Mallory Warren, Certified Financial Planner® after years of working 1:1 with thousands of real people and real budgets.

This tool is built around one idea. Your budget should support the life you live now, while still protecting the life you are building.

Welcome to the three bucket budget strategy. The mondey™ budget method.

1. Pay Your Stuff
Non negotiables like housing, bills, and required payments.
You decide what counts.
2. Pay Your Future Self
Savings, investing, debt freedom, and all your other goals.
Future you will thank you.
3. Money for Your Life Now
Your guilt free spending number per month, calculated automatically.
No dollar for dollar tracking required.
What you get
  • Create your our own categories, built around your life
  • Planned vs Actual tracking if you want it
  • Repeat monthly so you do not rebuild every month
  • Month to month history so you can adjust with intention
Who it is for
  • You want a budget plan, not just a spreadsheet
  • You want saving and investing built into monthly cash flow
  • You want a calm system you’ll actually use
  • You want a clear “spend freely” number each month
Your purchase includes access to the mondey™ budget tool and future updates to the budget tool.
Buy for $29
The mondey™ method difference

Most budgets assume you want to track every dollar and categorize your entire life. This one does not.

  • Built for real life, not perfect spreadsheets If your months change, your income varies, or you just do not want budgeting to become a second job, this works anyway.
  • Focus your attention on what actually matters Your non-negotiables, your future goals, and the money you can use for life right now without guilt.
  • You choose the level of detail Go high level with your categories or build it out with specifics. Either way, the framework still works.
  • One clear number to spend on "life now" calculated for you Once you enter your numbers for Pay Your Stuff and Pay Your Future Self, you get your Money for Your Life Now number. That is your no guilt spending number.
  • Designed for imperfect humans You do not have to do everything perfectly for this to help you. You just have to start.

Simple enough to use in 10 minutes. Flexible enough to grow with you.

Buy founders access
One time purchase. Create your login after checkout. Get instant access.
Founders Price
$29
One time purchase
Includes
  • Lifetime access to the mondey™ budget tool
  • Future updates to the mondey™ budget tool
  • Access across devices after login
Stripe will handle payment and send your receipt. After checkout, you will create your login.
Not ready to buy yet?
Join the mondey™ waitlist for updates to this tool and new mondey™ tools.
Join the waitlist
FAQ

How is my data used?

Your data is your data. I do not sell your data to third parties. Your budget is stored to make the tool easier to use month to month.

I paid. What happens next?

After checkout, you will be prompted to create your login. Once you create it, you will have instant access to the tool.

Can I contact you if I get confused?

Yes. Email downtoinvest@outlook.com.